Protect Yourself with Tenant Discrimination Insurance

Renting out property can be good business. But it is fraught with legal risks. Breaking the law, even unknowingly, could cost you a small fortune.

One of the biggest risks is a lawsuit claiming discrimination. That could be from an existing or past tenant, someone you turned down for a rental, or even an organization such as the US Department of Housing and Urban Development (HUD).

In fact, HUD now enables tenants to file discrimination claims online. It’s easier than ever for them.

But many property owners don’t know that this risk is not included in a general liability policy — and defense costs are extremely high.

You may have acted perfectly innocently but if someone claims you broke the law, it’s your job to prove otherwise or pay costly compensation. Laws like the Americans with Disabilities Act (ADA) or the Fair Employment and Housing Act could be lined up against you.

But if you have tenant discrimination insurance from SCM you can take it in your stride.

We work with apartment owners, residential landlords and owners of commercial, retail, industrial and office buildings, to keep them financially safe from these lawsuits.

How Tenant Discrimination Insurance Protects You

You maybe would be surprised at the huge range of tenant discrimination claims. They cover pretty much anything or renter, or would-be renter, could claim as a reason for unfairly acting against their interests.

These include race, color, religion, age, sex, pregnancy, national origin, sexual orientation, family status or disability — plus wrongful eviction.

Tenant discrimination insurance from SCM will protect you against all of these, covering both your legal costs — regardless of who wins — and any judgment/settlement up to the limits of your policy, which can be as high as $1 million.

It protects owners, directors, officers, partners, shareholders and some employees. Coverage can also be extended to protect property managers.

In some cases, your tenant discrimination insurance can be added to an existing business policy, such as Errors and Omissions (E&O), or it can be standalone coverage.


When you buy tenant discrimination insurance, you want to know you’re getting the right protection for your business at the right price.

In that case, you’ve come to the right place. We’re nationwide experts for this type of insurance. And because SCM is an independent agency, we work with all leading insurers, not just one.

That means we can secure the best protection at the most competitive price. With our help, you can select the coverage limits to match your comfort level and your budget.

We also offer terms to help you finance your premium payment.

That’s not all. Our award-winning customer service is always here to support and advise you. Whether you want to talk about risk management or help with a claim, we’re here.

Plus, we stay in touch to make sure your coverage meets you changing needs and any new regulations. And if you need to add other properties to your policy mid-term, we can easily do that for you too.

Find Out More Now

How much will tenant discrimination insurance cost?

That depends on a number of factors, like types of building, where your properties are located and how many you have.

Here at SCM, our experts can give you a ballpark figure within just a few hours.

It won’t cost you anything to find out and we’ll work with you to create the best possible protection.

Now is the time to act. Don’t put your property business at risk by avoiding this critical protection. Contact us today!

We offer more than just a policy

See what we can do for you today