Most “off the shelf” commercial property polices only provide12 months loss of rental income when a property is shut down due to a covered claim. This may not be enough rental income insurance coverage because issues can delay repairs when a commercial property suffers a large loss.
Read More
“Sexual Harassment in the workplace is the OWNER’s problem!” That’s right, if an employee is sexually harassed by another employee, without the business owner’s knowledge, the business owner can be held accountable! To feel safer, you should strongly consider obtaining an Employment Practices Liability (EPL) policy.
Read More
People ask us all the time if they need earthquake insurance. The simple, snarky answer is “it depends”… Here’s the short answer: earthquake insurance makes a ton of sense if you have a lot of equity in your home or income property. In addition, if you depend upon cash flow from income property, consider this: […]
Read More
Are you confused by all the different acronyms for business insurance policies? E&O? D&O? EPLI? TDI? Sometimes it looks like a bowl of alphabet soup instead of insurance information. To help you get to the bottom of the soup bowl, check out our easy reference for the menu of “alphabet” insurance policies…..sans crackers! E&O: Errors […]
Read More
Are you in a technology business? Are you confused about what type of business insurance you really need? With so many carriers and insurance products, finding the right coverage can seem impossible. And even if you buy insurance, you may not end up with the right product for your unique business requirements. That’s why we […]
Read More